Nonhazardous
If you are a Nonhazardous member, you can receive an Unreduced Benefit at:
Age 65 or older, with at least 1 month of service and receive a benefit for life that is an actuarial equivalent to twice the member’s contributions and interest.
Age 65 or older, with at least 48 months of service credit.
27 or more years of service credit at any age.
You can receive a Reduced Benefit at:
At least 25 years of service credit, up to 27 years of service, at any age.
Age 55, with at least five (5) years of service credit.
The amount of reduction will depend upon your age or years of service at retirement.
Years from Age 65 or 27 Years of Service (Whichever is Less)
| Years | % of Nonhazardous Benefit Paid |
| 1 Year | 93.5% |
| 2 Years | 87% |
| 3 Years | 80.5% |
| 4 Years | 74% |
| 5 Years | 67.5% |
| 6 Years | 63% |
| 7 Years | 58.5% |
| 8 Years | 54% |
| 9 Years | 49.5% |
| 10 Years | 45% |
For example, a nonhazardous member has 25 years of service and is age 55. If the member chooses to retire, his or her benefit will be reduced to 87%. Hazardous |
If you are a Hazardous duty member, you can receive an Unreduced Benefit at:
20+ years of service credit at any age.
Age 55 or older, with at least 1 month of hazardous duty service, and receive a benefit for life that is an actuarial equivalent to twice the member’s contributions and interest.
Age 55 or older, with at least 60 months hazardous duty service credit, and receive an unreduced benefit based on the member’s salary and service.
You can receive a Reduced Benefit at:
The amount of reduction will depend upon your age or years of service at retirement.
Years from Age 55 or 20 Years of Service (Whichever is Less)
| Years | % of Hazardous Benefit Paid |
| 1 Year | 93.5% |
| 2 Years | 87% |
| 3 Years | 80.5% |
| 4 Years | 74% |
| 5 Years | 67.5% |
For example, a member has 18 years of service and is age 52. If the member chooses to retire, his/her benefit will be reduced to 87.0% (6.5% for each year away from 20 years of service). |