Non-Medicare - Plan Year 2024

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​Plan Options

Click on the Benefits Grid below to see plan options.​

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Contribution Amounts

To determine your cost for coverage, please refer to the worksheets below.

KPPA pays a percentage of the monthly contribution rate or a dollar amount toward insurance coverage for eligible retirees and beneficiaries. The contribution amount is based on the retired member's participation date, years of service and type of service. Any portion paid toward eligible spouse and dependent coverage is based on the member’s hazardous service credit. Click here to read more about eligibility for spouses and dependents to receive coverage and premium contributions.

​A percentage contribution is paid for members participating prior to July 1, 2003.

Hazardous Percentage Contribution Premium Calculation Worksheet​
Use this worksheet if you meet all of the following:

• You have hazardous service or combined hazardous and nonhazardous service.
• You are a retiree or a beneficiary receiving benefits.
• Your participation date with KPPA was prior to July 1, 2003.

Nonhazardous Percentage Contribution Premium Calculation Worksheet​
Use this worksheet if you meet all of the following:

• You have nonhazardous service.
• You are a retiree or a beneficiary* receiving benefits.
• Your participation date with KPPA was prior to July 1, 2003.

A dollar amount is paid for members participating July 1, 2003 and after, and the retired member must meet service requirement to be eligible for insurance benefits.

Dollar Contribution Premium Calculation Worksheet​
Use this worksheet if you meet all of the following:

• You have hazardous and nonhazardous service.
• You are a retiree or a beneficiary* receiving benefits.
• Your participation date with KPPA is between July 1, 2003 and August 31, 2008. You must have a minimum of 120 months of service to be eligible for insurance benefits, OR
• Your participation date with KPPA is on or after September 1, 2008. You must have a minimum of 180 months of service to be eligible for insurance benefits.
• If you have hazardous and nonhazardous service, you will receive contribution based on full years of service for each. If you have partial years of service, please contact KPPA.

*KPPA does not pay a contribution for coverage on behalf of a beneficiary receiving a monthly retirement benefit. Exception: If you are​ a spouse beneficiary or a dependent child receiving a monthly benefit under the Fred Capps Memorial Act, contact KPPA.

​Reimbursement Plan

Retired members eligible for dollar contribution who do not elect coverage through KPPA may be eligible to have premiums reimbursed for insurance coverage under a non-KPPA plan. To learn more about this program, read our FAQs​.

The dollar amount paid toward insurance coverage for members participating on or after July 1, 2003 is based on service credit. Retired members must meet service requirements to be eligible for insurance benefits.

​​	​N​onhazardous	​Hazardous
​Monthly Contribution	​$14.41 $10 per month for each year of service*	​​​$21.62 $15 per month for each year of service*​​

​​​​​​*The dollar contribution increases annually on July 1 by 1.5%.

Dollar Contribution Formula:

Dollar Contribution Amount x Years of Service = Amount KPPA pays each month.

Hazardous Example:

If you began participating September 1, 2003 in a nonhazardous position and retired effective October 1, 2013, you would receive $216.20 per month towards health insurance premiums.

$21.62 x 10 years of service = $216.20

Nonhazardous Example:

If you began participating September 1, 2003 in a nonhazardous position and retired effective October 1, 2013,  you would receive $144.10 per month towards health insurance premiums.

$14.41 x 10 years of service = $144.10

If you have hazardous and nonhazardous service, you will receive a contribution based on the number of full years of service for each.

For example, if you participated in a nonhazardous position from September 1, 2003 to September 30, 2008, KPPA wold pay $72.05 toward your coverage ($14.41 x 5 years of service = $72.05). If you also participated in a hazardous position from October 1, 2008 to October 1, 2013, KPPA would pay an additional $108.10 toward your coverage ($21.62 x 5 years of service = $108.10).

In this example KPPA would pay a total of $180.15 per month towards your health insurance coverage
($72.05 + $108.10 = $180.15).

If you have a partial year of hazardous service and a partial year of nonhazardous service, they can be combined to equal a full year of nonhazardous service credit for contribution purposes.

For example if you have 9 years and 6 months of nonhazardous service and 6 months of hazardous service, your insurance contribution will be based on 10 years of nonhazardous service. You will receive $144.10 per month towards health insurance premiums.

If you need assistance determining your cost for coverage, please contact KPPA at 1-800-928-4646.